50 Months Interest Free *
You’re already spending lots on hot water every single month. Simply redirect your hot water costs to pay off your own solar electric hot water system.
After 30 months you'll be ahead with free hot water, and great savings.
It makes so much sense to start today.
How it Works
$0 Upfront, 0% Interest
Thanks to Q-Card you get to spread the interest free cost over 50 months, with decreasing monthly payments *
By paying a minimum 3% of the interest free balance each month, you'll be better off monthly by the end of 30 months, and then it's all up-side from there, for 25+ years . .
Show Me More Detail
On this Customer’s chart - the green bars show their Solar generated monthly to heat their hot water
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Over 12 months this sums to 3,211 kWHrs. This equates to savings of $963 where the customer has avoided buying power.
We’ve calculated this at 30c / kWHr which is much less that what many regions of Aotearoa pay for electricity.
With electricity prices rising more than 10% each year, our customer will save more and more each year:
By using solar savings to repay a 50 month interest free Q-Card purchase, our customer will be winning after 30 months
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Our customer uses their solar savings and small top-ups (in blue) for the first 30 months to assist with repaying a 50 month interest free Q-Card purchase.
By month 30 our customer is winning - their solar savings exceed their Q-Card repayments.
By month 50 the Q-Card repayments are finished, and our customer will never need to think about rising hot water costs...
It's that simple. Using monthly top-ups that get smaller and smaller each month - you can purchase your Solar Electric Hot Water Interest Free on Q-Card
Don't have a card? Apply for a Q Mastercard today
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply
* Applicable to non-discounted RRP only and can not be used with any other offers. Illustrations based on a $6,000 purchase for a 6 panel system. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Click here for full Ts&Cs
50 months interest free is available on Long Term Finance (LTF) for non-discounted in-store purchases only until 30 June 2026. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.